/* Fathom pitch site — layout and component styles built atop design tokens */

*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  background: var(--cream);
  color: var(--fg-brand);
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }

/* ---- Layout ---- */
.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 32px;
}
@media (max-width: 720px) {
  .container { padding: 0 20px; }
}

.section {
  padding: 128px 0;
  position: relative;
}
@media (max-width: 720px) {
  .section { padding: 80px 0; }
}

.section.dark {
  background: var(--navy-deep);
  color: var(--fg-on-dark-1);
}
.section.dark p { color: var(--fg-on-dark-2); }
.section.dark h1, .section.dark h2, .section.dark h3 { color: var(--cream); }
.section.dark .eyebrow { color: var(--brass-tint); }
.section.dark .rule.brass { background: var(--brass); }

/* ---- Eyebrow (e.g. "0 2 · T H E   P R O B L E M") ---- */
.eyebrow {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: var(--tr-caps-sm);
  color: var(--brass);
  display: inline-flex;
  gap: 10px;
  align-items: baseline;
}
.eyebrow .sep { opacity: 0.6; }
.eyebrow .tracked { letter-spacing: var(--tr-caps); }

/* ---- Nav ---- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 50;
  padding: 20px 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: padding var(--dur-3) var(--ease-standard),
              background var(--dur-3) var(--ease-standard),
              border-color var(--dur-3) var(--ease-standard);
  border-bottom: 1px solid transparent;
}
.nav.scrolled {
  padding: 12px 32px;
  background: rgba(11, 37, 69, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom-color: var(--navy-line);
}
.nav.on-cream {
  background: rgba(245, 241, 232, 0.92);
  border-bottom-color: var(--rule-hair);
}
.nav.on-cream .nav-logo { color: var(--navy-deep); }
.nav-logo {
  color: var(--cream);
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 500;
  letter-spacing: 0.5px;
  text-decoration: none;
}
.nav-logo .mark-bars { width: 26px; height: 20px; }
.nav-logo .mark-bars rect.mid { fill: var(--brass); }
.nav-logo .mark-bars rect:not(.mid) { fill: currentColor; }

@media (max-width: 720px) {
  .nav { padding: 16px 20px; }
  .nav.scrolled { padding: 10px 20px; }
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.01em;
  padding: 12px 20px;
  border-radius: 4px;
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: background var(--dur-2) var(--ease-standard),
              color var(--dur-2) var(--ease-standard),
              border-color var(--dur-2) var(--ease-standard);
  white-space: nowrap;
}
.btn.primary { background: var(--cream); color: var(--navy-deep); }
.btn.primary:hover { background: var(--cream-deep); }
.btn.navy { background: var(--navy-deep); color: var(--cream); }
.btn.navy:hover { background: var(--navy-mid); }
.btn.ghost { background: transparent; color: var(--cream); border-color: rgba(245, 241, 232, 0.24); }
.btn.ghost:hover { border-color: var(--brass); color: var(--brass-tint); }
.btn .arrow { transition: transform var(--dur-2) var(--ease-standard); }
.btn:hover .arrow { transform: translateX(3px); }

/* ---- Hero ---- */
.hero {
  min-height: 100vh;
  background: var(--navy-deep);
  color: var(--cream);
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  padding: 140px 0 96px;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(var(--navy-line) 1px, transparent 1px),
    linear-gradient(90deg, var(--navy-line) 1px, transparent 1px);
  background-size: 80px 80px;
  background-position: -1px -1px;
  mask-image: radial-gradient(ellipse 80% 70% at 20% 50%, black, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse 80% 70% at 20% 50%, black, transparent 80%);
  opacity: 0.45;
  pointer-events: none;
}
.hero-content {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  gap: 64px;
  align-items: center;
  width: 100%;
}
.hero-copy { max-width: 560px; }
@media (max-width: 1040px) {
  .hero-content { grid-template-columns: 1fr; gap: 48px; }
  .hero-copy { max-width: 720px; }
}
.hero .eyebrow { color: var(--brass-tint); margin-bottom: 40px; }
.hero h1 {
  font-family: var(--font-serif);
  font-weight: 500;
  font-size: clamp(44px, 6.8vw, 88px);
  line-height: 1.02;
  letter-spacing: -0.02em;
  color: var(--cream);
  margin: 0 0 32px;
  text-wrap: balance;
}
.hero h1 .accent {
  color: var(--brass-tint);
  font-style: italic;
}
.hero .lead {
  font-size: clamp(17px, 1.4vw, 20px);
  line-height: 1.55;
  max-width: 520px;
  color: rgba(245, 241, 232, 0.76);
  margin: 0 0 48px;
}
.hero-cta-row { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
.hero-brass-rule {
  width: 64px;
  height: 2px;
  background: var(--brass);
  margin-bottom: 40px;
}

/* ---- Hero map ---- */
.hero-map {
  position: relative;
  width: 100%;
  aspect-ratio: 920 / 450;
  background: rgba(7, 26, 51, 0.5);
  border: 1px solid var(--navy-line);
  border-radius: 4px;
  overflow: hidden;
}
.hero-map svg { display: block; width: 100%; height: 100%; }
.hero-map-caption {
  position: absolute;
  bottom: 16px;
  left: 20px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-mono);
  font-size: 11px;
  color: rgba(245,241,232,0.72);
  letter-spacing: 0.06em;
}
.hero-map-caption .chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border: 1px solid var(--brass);
  color: var(--brass-tint);
  border-radius: 2px;
  font-size: 10px;
  letter-spacing: 0.18em;
}
.hero-map-caption .chip::before {
  content: "";
  width: 6px; height: 6px;
  background: var(--brass-tint);
  border-radius: 50%;
  display: inline-block;
  animation: heartbeat 1.8s ease-in-out infinite;
}
@keyframes heartbeat {
  0%, 100% { opacity: 0.4; }
  50% { opacity: 1; }
}
@media (prefers-reduced-motion: reduce) {
  .hero-map-caption .chip::before { animation: none; opacity: 0.8; }
}
.hero-stat-row {
  position: relative;
  margin-top: 64px;
  z-index: 1;
}
.hero-stat-row .stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  border-top: 1px solid var(--navy-line);
  padding-top: 24px;
}
.hero-stat-row .stat .k {
  font-family: var(--font-serif);
  font-size: 26px;
  color: var(--cream);
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}
.hero-stat-row .stat .l {
  font-size: 12px;
  color: rgba(245, 241, 232, 0.56);
  letter-spacing: 0.04em;
}
@media (max-width: 900px) {
  .hero-stat-row { padding: 48px 0 0; margin-top: 32px; }
  .hero-stat-row .stats { grid-template-columns: repeat(2, 1fr); gap: 20px; }
}

/* ---- Section header ---- */
.section-head { max-width: 840px; margin: 0 0 72px; }
.section-head h2 {
  font-family: var(--font-serif);
  font-size: clamp(32px, 4.2vw, 54px);
  line-height: 1.08;
  letter-spacing: -0.015em;
  margin: 20px 0 0;
  font-weight: 500;
  text-wrap: balance;
}
.section-head h2 .accent { color: var(--brass); font-style: italic; }
.section-head .lead {
  margin-top: 24px;
  font-size: 18px;
  line-height: 1.55;
  color: var(--fg-2);
  max-width: 640px;
}
.section.dark .section-head .lead { color: rgba(245, 241, 232, 0.72); }

/* ---- Problem section: three points ---- */
.problem-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--rule-hair);
  border-top: 1px solid var(--rule-hair);
  border-bottom: 1px solid var(--rule-hair);
}
.problem-card {
  background: var(--cream);
  padding: 48px 36px 56px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.problem-card .idx {
  font-family: var(--font-mono);
  font-size: 12px;
  color: var(--brass);
  letter-spacing: 0.08em;
}
.problem-card h3 {
  font-family: var(--font-serif);
  font-size: 24px;
  line-height: 1.2;
  margin: 0;
  color: var(--navy-deep);
  text-wrap: balance;
}
.problem-card p {
  color: var(--fg-2);
  font-size: 15px;
  line-height: 1.6;
  margin: 0;
}
.problem-card .micro {
  margin-top: auto;
  padding-top: 20px;
  border-top: 1px solid var(--rule-hair);
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--fg-3);
  letter-spacing: 0.02em;
}
@media (max-width: 900px) {
  .problem-grid { grid-template-columns: 1fr; }
}

/* ---- Why now: three columns ---- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
  align-items: stretch;
}
.why-card {
  border-top: 2px solid var(--brass);
  padding-top: 24px;
  display: flex;
  flex-direction: column;
  height: 100%;
}
.why-card .kicker {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.08em;
  margin-bottom: 24px;
}
.why-card h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  line-height: 1.2;
  margin: 0 0 16px;
  color: var(--navy-deep);
  text-wrap: balance;
}
.why-card p {
  color: var(--fg-2);
  font-size: 14.5px;
  line-height: 1.6;
  margin: 0;
}
.why-card .datum {
  margin-top: auto;
  padding-top: 16px;
  display: flex;
  align-items: baseline;
  gap: 10px;
  border-top: 1px solid var(--rule-hair);
}
.why-card .datum .n {
  font-family: var(--font-serif);
  font-size: 36px;
  color: var(--navy-deep);
  line-height: 1;
  letter-spacing: -0.02em;
}
.why-card .datum .d {
  font-size: 12px;
  color: var(--fg-3);
  line-height: 1.4;
}
.why-grid > .reveal {
  display: flex;
  height: 100%;
}
.why-grid > .reveal > .why-card {
  flex: 1;
  width: 100%;
}
@media (max-width: 900px) {
  .why-grid { grid-template-columns: 1fr; gap: 40px; }
}

/* ---- Roadmap: horizontal phases ---- */
.roadmap {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  position: relative;
}
.phase {
  padding: 40px 32px 44px;
  border-left: 1px solid var(--rule-hair);
  position: relative;
}
.phase:first-child { border-left: 0; padding-left: 0; }
.phase:last-child { padding-right: 0; }
.phase .dot {
  width: 10px; height: 10px;
  background: var(--brass);
  border-radius: 50%;
  margin-bottom: 20px;
}
.phase .ph {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.12em;
  color: var(--brass);
  margin-bottom: 10px;
}
.phase h3 {
  font-family: var(--font-serif);
  font-size: 24px;
  margin: 0 0 12px;
  color: var(--navy-deep);
  text-wrap: balance;
}
.phase p {
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--fg-2);
  margin: 0 0 24px;
}
.phase .chip {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--navy-deep);
  background: var(--cream-deep);
  padding: 5px 10px;
  border-radius: 2px;
  letter-spacing: 0.04em;
}
.roadmap-rule {
  height: 1px;
  background: var(--rule-hair);
  margin: 0 0 -1px;
  position: relative;
}
.roadmap-rule::before {
  content: "";
  position: absolute;
  left: 0; top: 0;
  height: 1px;
  width: var(--fill, 0%);
  background: var(--brass);
  transition: width 1400ms var(--ease-standard);
}
@media (max-width: 900px) {
  .roadmap { grid-template-columns: 1fr; }
  .phase { border-left: 0; border-top: 1px solid var(--rule-hair); padding: 32px 0; }
  .phase:first-child { border-top: 0; padding-top: 0; }
}

/* ---- Market: stacked bars ---- */
.market-wrap { display: grid; grid-template-columns: 1.1fr 1fr; gap: 80px; align-items: center; }
@media (max-width: 900px) { .market-wrap { grid-template-columns: 1fr; gap: 48px; } }

.market-legend { display: flex; flex-direction: column; gap: 14px; }
.market-legend .row {
  display: grid;
  grid-template-columns: 14px 1fr auto auto;
  align-items: center;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 1px solid var(--rule-hair);
}
.market-legend .row:last-child { border-bottom: 0; }
.market-legend .swatch { width: 14px; height: 14px; border-radius: 2px; }
.market-legend .name { font-family: var(--font-sans); font-size: 14px; color: var(--navy-deep); }
.market-legend .name .tag {
  margin-left: 10px;
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--brass);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.market-legend .v { font-family: var(--font-serif); font-size: 18px; color: var(--navy-deep); letter-spacing: -0.01em; }
.market-legend .share { font-family: var(--font-mono); font-size: 11px; color: var(--fg-3); }

.market-stack {
  width: 100%;
  aspect-ratio: 1 / 1;
  max-width: 460px;
  margin: 0 auto;
  position: relative;
}

/* ---- GTM rings ---- */
.gtm-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
@media (max-width: 900px) { .gtm-wrap { grid-template-columns: 1fr; gap: 48px; } }
.gtm-rings {
  width: 100%;
  max-width: 520px;
  aspect-ratio: 1 / 1;
  margin: 0 auto;
  position: relative;
}
.gtm-steps { display: flex; flex-direction: column; gap: 28px; }
.gtm-step { display: grid; grid-template-columns: 40px 1fr; gap: 20px; }
.gtm-step .num {
  font-family: var(--font-serif);
  font-size: 22px;
  color: var(--brass);
  letter-spacing: -0.01em;
  line-height: 1;
  padding-top: 2px;
}
.gtm-step h3 {
  font-family: var(--font-serif);
  font-size: 20px;
  margin: 0 0 8px;
  color: var(--cream);
}
.gtm-step p {
  font-size: 14.5px;
  line-height: 1.55;
  color: rgba(245, 241, 232, 0.72);
  margin: 0;
}

/* ---- Business model ---- */
.model-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.model-card {
  background: var(--cream);
  border: 1px solid var(--rule-hair);
  border-top: 2px solid var(--brass);
  border-radius: 4px;
  padding: 32px 28px 36px;
}
.model-card .phase-tag {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.08em;
  margin-bottom: 20px;
  text-transform: uppercase;
}
.model-card h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  margin: 0 0 16px;
  color: var(--navy-deep);
  letter-spacing: -0.01em;
}
.model-card .rate {
  font-family: var(--font-serif);
  font-size: 48px;
  color: var(--navy-deep);
  line-height: 1;
  letter-spacing: -0.02em;
  margin: 0 0 12px;
}
.model-card .rate .unit { font-size: 20px; color: var(--brass); margin-left: 2px; }
.model-card p { font-size: 14px; line-height: 1.55; color: var(--fg-2); margin: 0; }
@media (max-width: 900px) { .model-grid { grid-template-columns: 1fr; } }

/* ---- Closing CTA ---- */
.close-cta {
  text-align: center;
  padding: 160px 0;
  background: var(--navy-deep);
  color: var(--cream);
  position: relative;
  overflow: hidden;
}
.close-cta::before {
  content: "";
  position: absolute;
  top: 0; left: 50%; transform: translateX(-50%);
  width: 120px; height: 2px;
  background: var(--brass);
}
.close-cta h2 {
  font-family: var(--font-serif);
  font-size: clamp(36px, 5vw, 64px);
  color: var(--cream);
  letter-spacing: -0.02em;
  line-height: 1.05;
  margin: 0 auto 32px;
  max-width: 820px;
  font-weight: 500;
  text-wrap: balance;
}
.close-cta .lead { color: rgba(245, 241, 232, 0.72); max-width: 520px; margin: 0 auto 48px; font-size: 18px; }
.close-cta .contact {
  margin-top: 56px;
  font-family: var(--font-mono);
  font-size: 13px;
  color: rgba(245, 241, 232, 0.6);
  letter-spacing: 0.02em;
}
.close-cta .contact a { color: var(--brass-tint); text-decoration-color: var(--brass); }
.close-cta .contact a:hover { color: var(--cream); }

/* ---- Footer ---- */
.footer {
  background: var(--navy-deep);
  color: rgba(245, 241, 232, 0.52);
  padding: 32px 0;
  border-top: 1px solid var(--navy-line);
}
.footer .row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.04em;
}

/* ---- Reveal ---- */
.reveal { opacity: 0; transform: translateY(16px); transition: opacity 720ms var(--ease-enter), transform 720ms var(--ease-enter); }
.reveal.in { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.001ms !important; transition-duration: 0.001ms !important; animation-iteration-count: 1 !important; }
}

/* ---- For Banks (compact banner) ---- */
.banner-banks {
  background: var(--cream-deep);
  padding: 72px 0;
  border-top: 1px solid var(--rule-hair);
  border-bottom: 1px solid var(--rule-hair);
}
.banks-banner-head {
  max-width: 720px;
  margin: 0 0 40px;
}
.banks-banner-head h2 {
  font-family: var(--font-serif);
  font-size: clamp(28px, 3.2vw, 40px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 20px 0 0;
  color: var(--navy-deep);
  text-wrap: balance;
}
.banks-banner-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border-top: 1px solid var(--rule-hair);
  border-bottom: 1px solid var(--rule-hair);
}
.bank-ic {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 32px 28px;
  border-right: 1px solid var(--rule-hair);
}
.bank-ic:last-child { border-right: none; }
.bank-ic-icon {
  flex: 0 0 auto;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  background: var(--cream);
  border: 1px solid var(--brass);
  border-radius: 2px;
  color: var(--brass);
}
.bank-ic-body { flex: 1; min-width: 0; }
.bank-ic-tag {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--brass);
  letter-spacing: 0.12em;
  margin-bottom: 10px;
}
.bank-ic-body h3 {
  font-family: var(--font-serif);
  font-size: 19px;
  line-height: 1.25;
  margin: 0 0 8px;
  color: var(--navy-deep);
  letter-spacing: -0.01em;
  text-wrap: balance;
}
.bank-ic-body p {
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--fg-2);
  margin: 0;
}
@media (max-width: 900px) {
  .banks-banner-grid { grid-template-columns: 1fr; }
  .bank-ic { border-right: none; border-bottom: 1px solid var(--rule-hair); }
  .bank-ic:last-child { border-bottom: none; }
}

/* ---- Business Model: $10M loan card ---- */
.loan-card {
  background: var(--cream);
  border: 1px solid var(--rule-hair);
  border-radius: 4px;
  overflow: hidden;
}
.loan-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  padding: 24px 32px;
  background: var(--navy-deep);
  color: var(--cream);
  border-bottom: 2px solid var(--brass);
}
.loan-label {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--brass);
}
.loan-stats {
  display: flex;
  gap: 36px;
  flex-wrap: wrap;
}
.loan-stats > div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.loan-stats .s-val {
  font-family: var(--font-serif);
  font-size: 22px;
  line-height: 1;
  letter-spacing: -0.01em;
  color: var(--cream);
}
.loan-stats .s-lab {
  font-family: var(--font-mono);
  font-size: 9.5px;
  letter-spacing: 0.14em;
  color: rgba(245, 241, 232, 0.56);
  margin-top: 4px;
}

.fee-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}
.fee-card {
  padding: 36px 32px 32px;
  border-right: 1px solid var(--rule-hair);
  display: flex;
  flex-direction: column;
  gap: 12px;
  min-width: 0;
}
.fee-card:last-child { border-right: none; }

.fee-tag {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.14em;
  color: var(--brass);
}
.fee-card h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  line-height: 1.2;
  letter-spacing: -0.01em;
  margin: 0;
  color: var(--navy-deep);
  text-wrap: balance;
}
.fee-rate {
  display: flex;
  align-items: baseline;
  gap: 6px;
  flex-wrap: wrap;
}
.fee-rate .bps {
  font-family: var(--font-serif);
  font-size: 40px;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--navy-deep);
}
.fee-rate .unit {
  font-family: var(--font-mono);
  font-size: 13px;
  color: var(--fg-3);
  letter-spacing: 0.06em;
}
.fee-rate .of {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--fg-3);
  letter-spacing: 0.08em;
  margin-left: 8px;
  text-wrap: balance;
  line-height: 1.4;
}
.fee-math {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--fg-3);
  padding: 8px 10px;
  background: var(--cream-deep);
  border-left: 2px solid var(--brass);
  border-radius: 2px;
  letter-spacing: 0.02em;
}
.fee-amount {
  margin-top: 4px;
  padding: 12px 0 14px;
  border-top: 1px solid var(--rule-hair);
  border-bottom: 1px solid var(--rule-hair);
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.fee-amount .a {
  font-family: var(--font-serif);
  font-size: 26px;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--brass);
}
.fee-amount .al {
  font-family: var(--font-mono);
  font-size: 9.5px;
  letter-spacing: 0.12em;
  color: var(--fg-3);
}
.fee-card p {
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--fg-2);
  margin: 0;
}

.loan-total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
  padding: 28px 32px;
  background: var(--cream-deep);
  border-top: 1px solid var(--rule-hair);
}
.loan-total .total-lab {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--brass);
  margin-bottom: 6px;
}
.loan-total .total-sub {
  font-size: 13px;
  color: var(--fg-2);
  max-width: 420px;
}
.loan-total .total-num {
  font-family: var(--font-serif);
  font-size: 48px;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--navy-deep);
}
.loan-total .total-note {
  font-family: var(--font-mono);
  font-size: 10.5px;
  letter-spacing: 0.06em;
  color: var(--fg-3);
  margin-top: 6px;
  text-align: right;
}

@media (max-width: 900px) {
  .fee-grid { grid-template-columns: 1fr; }
  .fee-card { border-right: none; border-bottom: 1px solid var(--rule-hair); }
  .fee-card:last-child { border-bottom: none; }
  .loan-total .total-note { text-align: left; }
}